Payment gateways automate the payment transaction process between shoppers and merchants, securely transmitting transaction information to banks. E-commerce businesses depend on payment gateways to ensure that payment information is passed securely from the customer to the merchant and payment processor. This type of software is used by e-commerce managers to accept payments on multiple channels and by finance professionals to track payment performance. Here are the five most popular right now from best online pokies Australia for real money.
Established in 1996, Authorize.Net is one of the oldest payment gateway providers around. Today it serves over 430,000 merchants and manages over one billion transactions every year. We chose it as the best overall because it’s easy to set up and use, works with nearly any merchant account, and accepts transactions from customers all over the world. Due to its longevity, Authorize.Net has partnerships with most merchant account providers, allowing its users to accept payments from major credit cards, debit cards, and digital payments, as well as e-checks and foreign payments from most countries.
Authorize.Net’s platform is straightforward and easy to use, making it a great choice for new sellers and experienced users alike. In addition to accepting more payment types than most other payment gateways, it is also one of the very few to accept PayPal. Authorize.Net makes it easy for its customers to use their existing merchant account with its payment gateway. However, the company also offers an all-in-one package that includes both a merchant account and a payment gateway. Both options offer users a host of other features, including recurring payments, invoicing, fraud prevention filters, customer information management, mobile payments, a virtual point-of-sale (POS) system, and an optional card reader.
Launched in 2011, Stripe is a payment gateway provider with a strong focus on technology and development. The company has over 4,000 employees in 14 countries and claims that 90% of online shoppers in the U.S. have bought from businesses using Stripe. We chose it as our runner-up because it offers customizable payment solutions at competitive rates.
Stripe’s strong focus on developer-driven custom payment solutions allows its products to grow and scale with companies of all sizes and adapt to their needs. Customers can build the platform they like or take advantage of Stripe’s native integrations with existing ecommerce platforms, including WooCommerce, Shopify, Wix, Squarespace, and BigCommerce. Stripe offers many of the features one would expect from a global payment gateway provider, including support for over 135 currencies and payment types, mobile payments, subscription billing, one-click checkout, and user dashboard with robust transaction tracking and reporting.
Created as a digital wallet in 1999, PayPal was famously acquired by eBay in 2002 and has become one of the most versatile and recognized online payment processors. We chose it as the best for online businesses because it gives customers the option to pay with PayPal as well as just about any other payment type, all at competitive rates.
Due to its trusted name and widespread use, PayPal claims that offering its service as a payment option to customers can increase checkout conversions by 44%. Adding PayPal as a payment option is also extremely simple. Users just create an account and add a “Pay by PayPal” button on their website. Most casino sites like https://www.bestusacasinosites.com/real-money-casinos/ usually have PayPal as one of its many payment methods for users.
Created in 2009 by Twitter co-founder Jack Dorsey, Square opened the door for retailers by providing an online payment solution that could be used on smart devices rather than bulky and expensive POS hardware. We chose it as the best for brick-and-mortar businesses because it lets users accept both in-person and online payments with no setup and startup costs and includes a free mobile card reader.
Although Square accepts all major credit cards as well as other payment types like Apple Pay and Google Pay, it doesn’t support PayPal, one of its main competitors. However, it can process ACH or electronic check payments, and it allows users to accept payments by website, invoice, or over the phone.
Originally launched as an online payment platform in 2010, Braintree was acquired by PayPal in 2013 and now supports in-store as well as online payments. We chose it as the best for startups because it’s an easy-to-use platform with simple pricing that accepts all major payment types.
What Braintree lacks in new and exciting features, it makes up for in simplicity. It features a sleek interface that creates a seamless checkout experience on any website and integrates with most major e-commerce platforms, invoicing software, analytics apps, and more.